Minimizing the Risk of Wind Damage to Flat Membrane and Asphalt Shingle Roofing Systems

Jaron Jaggers • December 29, 2022

Wind Damage - Insurance Covered?

   The integrity and performance of a building's protective envelope can be significantly impacted by wind damage to roofing systems. Two popular roofing styles that might be particularly prone to wind damage are flat membrane roofing and asphalt shingle roofing. In this blog post, we'll examine the effects of wind damage on these two types of roofing systems and go over some preventative measures.

   Typically utilized on flat or low-sloped roofs, flat membrane roofing systems are constructed of synthetic materials like PVC or EPDM. These roofing systems are well-liked because they are strong, watertight, and simple to erect. A flat membrane roofing system's huge surface area and lack of structural support, however, make it potentially vulnerable to wind damage.

   Flat membrane roofing can sustain wind damage in a variety of ways. When the membrane material is lifted and torn by strong winds, the roof may develop holes or rips. In extreme circumstances, the building's whole roof may be torn off. Branch fragments and other wind-borne debris can rip or penetrate the membrane material.

   Another prevalent form of roofing system that is susceptible to wind damage are asphalt shingle roofing systems. Asphalt shingles are generally put on sloping roofs and are constructed of layers of asphalt and fiberglass. High winds have the ability to lift or tear asphalt shingles, much like they may damage or puncture flat membrane roofing systems. Furthermore, strong winds may cause the shingles to shift or become loose, which may result in leaks or other sorts of damage.

   To reduce the possibility of wind damage to roofing systems, a number of measures can be implemented. Maintaining as well as fixing the roofing system in a proper manner is one of the best tactics. Regular inspections and repairs can help find any problems and address them before they worsen. Additionally, it's critical to check that the building's roof is securely fastened. This may be accomplished by using the appropriate fasteners, adhesive, and reinforcing materials.

   Another strategy for minimizing wind damage to roofing systems is to use materials that are specifically designed to withstand high winds. Many roofing manufacturers offer products that are rated for high wind resistance, and these products can provide an extra level of protection against wind damage.

   In conclusion, wind damage can have a significant impact on roofing systems, and it is important to take steps to minimize the risk of wind damage. Flat membrane roofing and asphalt shingle roofing are both vulnerable to wind damage, and proper maintenance, repair, and the use of wind-resistant materials can help to protect these types of roofing systems against wind damage.


By CMS Roofing April 9, 2025
The March 2025 hailstorm in Owensboro, KY, served as a powerful reminder of how vital storm preparedness is for commercial property owners—including those in Bowling Green, KY. Businesses operating out of offices, retail spaces, or warehouses often have flat or metal commercial roofing systems that are especially susceptible to storm damage. Windows, gutters, and exteriors are also at risk. At CMS Roofing & Restoration, we recommend taking proactive steps like regular inspections, reinforcing weak points, and investing in durable materials. After a storm, we provide emergency roofing and property claim support to help you recover quickly and minimize disruption. #StormDamage #HailstormRepair #CommercialRoofing #OwensboroKY #BowlingGreenKY #StormPrep #EmergencyRoofing #PropertyClaim
By CMS Roofing April 7, 2025
Gutters on homes and commercial properties—such as offices, retail spaces, and warehouses—are often overlooked after a hailstorm, yet they play a critical role in preventing water damage. In Owensboro, KY, the March 2025 hailstorm likely dented or dislodged common gutter materials like aluminum and steel, disrupting drainage from asphalt shingle or metal roofs. Similar vulnerabilities exist for Bowling Green property owners in future storm scenarios. At CMS Roofing & Restoration, we assess gutter damage alongside vinyl or aluminum windows and roofing systems, offering seamless gutter repair or replacement. Protect your property from further storm damage—visit www.cmsroofing.com for a free inspection today. #StormDamage #HailstormRepair #GutterRepair #OwensboroKY #BowlingGreenKY #CommercialRoofing #ResidentialRoofing #HailDamage #RoofMaterials
By CMS Roofing April 5, 2025
Following the March 2025 hailstorm in Owensboro, KY—or any significant weather event—filing your insurance claim promptly is essential. Insurers like State Farm and Allstate may impose deadlines (sometimes six months or less) to submit storm damage claims. This applies to residential homes and commercial buildings including offices, retail locations, and warehouses. CMS Roofing & Restoration helps you stay ahead of deadlines by managing your documentation, inspections, and submission process. Even in cities like Bowling Green that weren’t directly impacted by the March hailstorm, storm readiness includes understanding how and when to file a claim. Don’t wait—visit www.cmsroofing.com to get started. #StormDamage #HailstormRepair #InsuranceClaim #OwensboroKY #BowlingGreenKY #CommercialRoofing #ResidentialRoofing #HailDamage #PropertyClaim
By CMS Roofing April 4, 2025
During the March 2025 hailstorm in Owensboro, KY—and in any storm that may impact your area—windows on residential homes and commercial properties like offices, retail stores, and warehouses are vulnerable to severe damage. Common window materials like vinyl and aluminum can crack or shatter under hail impact, compromising energy efficiency and security. At CMS Roofing & Restoration, we’ve seen an uptick in window replacement needs following major storm events. Pair this with damage to asphalt shingle or metal roofs and aluminum gutters, and your property’s exterior is at risk. Our team offers expert inspections and storm damage repair solutions to restore your windows and prevent further issues. Whether you’re recovering from the March hailstorm in Owensboro or planning ahead in Bowling Green, we’ve got you covered. #StormDamage #HailstormRepair #WindowReplacement #OwensboroKY #BowlingGreenKY #CommercialRoofing #ResidentialRoofing #HailDamage #RoofMaterials
By CMS Roofing April 2, 2025
When the March 2025 hailstorm hit Owensboro, KY, CMS Roofing & Restoration activated our emergency storm response services—something we offer to Bowling Green and all surrounding areas as well. Whether your home or commercial property suffered from wind, hail, or water damage, quick action is key to preventing further loss. From emergency tarping and window boarding to full roof replacements, our team is equipped for residential and commercial roofing recovery. No matter the material—metal, asphalt, tile—we restore properties with precision and speed. Contact CMS Roofing at www.cmsroofing.com for fast, expert help after any storm. #StormDamage #HailstormRepair #RoofReplacement #RoofingContractor #OwensboroKY #BowlingGreenKY #CommercialRoofing #ResidentialRoofing #EmergencyRoofing
By CMS Roofing April 2, 2025
After a major storm event like the March 2025 hailstorm in Owensboro, KY, property owners—whether in Owensboro or in Bowling Green—face an important decision: roof repair or full replacement? Asphalt shingles may crack, metal roofs can dent, and tiles may chip. These materials, commonly found on both residential and commercial properties, can suffer in storms. At CMS Roofing & Restoration, we evaluate storm damage thoroughly and help you make the right call. For minor issues, repairs may be sufficient. For more extensive damage, a replacement is the smarter and safer choice. We also inspect vinyl and aluminum windows and gutters for hidden damage. Get a free assessment today at www.cmsroofing.com. #StormDamage #HailstormRepair #RoofReplacement #RoofingContractor #OwensboroKY #BowlingGreenKY #ResidentialRoofing #CommercialRoofing #HailDamage
By CMS Roofing April 2, 2025
The March 2025 hailstorm battered roofs across Owensboro, KY, affecting both residential and commercial properties like offices, retail spaces, and warehouses. At CMS Roofing & Restoration, we’ve seen how hail can crack asphalt shingles, dent metal roofing, and chip tile roofs—common materials in our area. These damages weaken your roof’s integrity, risking leaks and further storm damage if not addressed quickly. Our expert roofing contractors use advanced tools like drone inspections to assess hail damage thoroughly. Whether it’s a home or a commercial building, we also check related systems like vinyl or aluminum windows and steel gutters for hidden impacts. Don’t wait—undetected damage can worsen. Visit www.cmsroofing.com for a free roof replacement or repair consultation tailored to your property’s needs. #StormDamage #HailstormRepair #RoofReplacement #RoofingContractor #OwensboroKY #BowlingGreenKY #CommercialRoofing #ResidentialRoofing #HailDamage #RoofMaterials
By CMS Roofing April 1, 2025
After the March 2025 hailstorm in Owensboro—and with future storms in mind for Bowling Green—many property owners are evaluating better materials for long-term protection. Whether you manage a residential property, office, warehouse, or retail space, choosing impact-resistant products can help you avoid repeated damage. CMS Roofing & Restoration recommends options like fiberglass or impact-resistant asphalt shingles, standing seam metal roofing, triple-pane windows, and heavy-gauge steel gutters. These upgrades not only improve storm resistance but may also lower insurance premiums. Let us help you upgrade before the next big storm hits. #StormDamage #HailstormRepair #RoofReplacement #OwensboroKY #BowlingGreenKY #CommercialRoofing #ResidentialRoofing #DurableRoofing #RoofMaterials
By CMS Roofing March 31, 2025
After the March 2025 hailstorm hit Owensboro, KY, many property owners are wondering about out-of-pocket costs for storm damage claims. For both residential homes and commercial properties—think offices, retail stores, and warehouses—these expenses depend on your insurance policy and the extent of hail damage. Typically, deductibles range from $500 to $2,000, but some policies in Kentucky have percentage-based deductibles (1-2% of property value), which can climb higher for larger commercial buildings. Typical Out-of-Pocket Costs Could Include: Your insurance deductible (usually $500–$2,500) Upgrades beyond what insurance covers Code upgrades (bringing your property up to current building codes)—though not always the responsibility of the property owner, as with the right contractor and insurance coverage, this may be fully covered by the insurance carrier Items excluded from coverage Damage to common materials like asphalt shingles, metal roofs, vinyl windows, and aluminum gutters often requires repair or replacement. If your policy is Actual Cash Value (ACV), depreciation could leave you covering more out-of-pocket costs compared to Replacement Cost Value (RCV), which CMS Roofing & Restoration can help you secure. On average, residential owners might pay $1,000-$5,000, while commercial property claims could exceed $10,000, especially if upgrades are needed. Visit www.cmsroofing.com to get a free inspection and understand your costs. #StormDamage #HailstormRepair #InsuranceClaim #OwensboroKY #BowlingGreenKY #CommercialRoofing #ResidentialRoofing #OutOfPocketCosts #RCV #ACV #RoofMaterials #WindowReplacement #GutterRepair
By CMS Roofing March 30, 2025
The March 2025 hailstorm left many property owners in Owensboro, KY, facing significant storm damage to their commercial and residential properties. At CMS Roofing & Restoration, we understand how overwhelming it can be to navigate insurance claims with companies like State Farm, Allstate, and Kentucky Farm Bureau—common providers in our area. These insurers often offer two main types of coverage: Replacement Cost Value (RCV), which covers the full cost to replace damaged roofs, windows, or gutters, and Actual Cash Value (ACV), which factors in depreciation, leaving you with less. For commercial properties like offices, retail spaces, and warehouses, as well as homes, this distinction can make a big difference. Common roofing materials in our cities—such as asphalt shingles, metal roofing, and tiles—along with vinyl or aluminum windows and steel or aluminum gutters, may all be impacted differently by hail. Our team at CMS Roofing & Restoration specializes in helping you assess hail damage and work with your insurance provider to maximize your claim. Whether it’s negotiating for RCV coverage or ensuring all damage is documented, we’re here to ease the burden for property owners. Contact us at www.cmsroofing.com to start your storm damage recovery today. #StormDamage #HailstormRepair #RoofReplacement #InsuranceClaim #RoofingContractor #OwensboroKY #BowlingGreenKY #CommercialRoofing #ResidentialRoofing #RCV #ACV #RoofMaterials #WindowReplacement #GutterRepair
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